Flood Zone Determinations

United One offers Basic and Life of Loan Flood Zone Determinations to facilitate home equity, commercial and mortgage lending. Using a combination of advanced technology and human research, we examine the Federal Emergency Management Association's (FEMA) most current flood maps and public record information to provide accurate and timely determinations. This combination provides for the industry's most accurate determinations, even in the most rural areas of our country.

Unlike other national providers, United Ones' focus on personal customer service allows you to easily talk to our staff about determinations to save you time, money and aggravation. If you or your customer has a dispute with one of our flood zone determinations, we can discuss it with you using supporting documents such as legal descriptions, appraisals and surveys. If all else fails, we can provide guidance on how to request a Letter of Map Revision (LOMR) or Letter of Map Amendment (LOMA) through FEMA.

Like the entire family of United Ones' risk management information services, our flood zone determinations can be ordered online through our login center located on the right hand side of this page. The FEMA flood zone determination form is delivered to you via our website or e-mail.

A member of United Ones' team would be pleased to talk with you about this or any of our risk management information services in more detail. Please contact our office at 800-WE-CLOSE, ext. 2839, or send an e-mail to info@unitedone.com.

If you are a consumer, please visit our consumer page for more information on flood zone determinations.

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