United One traces its roots back to 1918 as a non-profit, merchant-owned credit reporting company in
Wilkes-Barre, Pennsylvania. Focusing on personal customer service to local credit grantors and financial
institutions, the company slowly grew for the next sixty years. Known as the Credit Bureau of the
Wyoming Valley and then United Credit Bureau Services, in 1974 the company became affiliated with
Experian Information Services (then TRW) as consumer credit reporting became automated with the use of
Gradually, the company began to add to its menu of solutions as the needs of its customers grew. By
adding mortgage credit reports, courthouse record services and flood zone determinations to its product
offerings in the late 1980s, the company began to focus more on real estate transactions.
Under the leadership of current Chairman and CEO, Louis J. Cesare, the company began an unprecedented
period of growth by providing flawless risk management information services and personal customer
service to our customers. With the addition of title insurance and settlement services in 1994, the
company began providing commercial and residential title insurance for both purchase and refinance
transactions to lenders across the state.
In 1997, Chairman and CEO Louis J. Cesare formed a group of investors and purchased United Credit Bureau
Services, forming United One. Since the purchase, United One continued its long
history of unprecedented growth through flawless risk management information services and personal
As we look beyond 2014, we see great opportunity to help our customers in unprecedented ways. Our vision
of becoming the definitive source for every lending decision will push us deeper into our customers
operations. We will help customers overcome property valuation and rate risks, manage regulatory
changes, and respond quickly to emerging growth opportunities with confidence.
Headquartered in Wilkes-Barre, Pennsylvania, United One currently does business throughout the country
and has title insurance licenses in Florida, Maryland, Massachusetts, New Jersey, Pennsylvania and
Our experienced sales and operations staff, sound business processes and high level of personal customer
service will help you grow your business by closing your real estate and mortgage transactions quickly