United One has a full line of services designed specifically for your first mortgage or home equity lending needs. Whether you are a national lender or maintaining your own local portfolio, we can help process sales and grow your loan portfolio through our comprehensive, end-to-end approach to real estate transactions.
Need prospects? United One can help you find targeted prospects in specific locations through customized consumer or public record marketing lists. For help processing loan applications, we offer merged credit reports from Experian, TransUnion and Equifax, as well as complete access to Fannie Mae and Freddie Mac data. We can also process tradeline supplements, expedited disputes, mortgage/rent verifications and residential credit reports.
Need a residential appraisal? United One offers a full line of residential appraisal products, including traditional field appraisals and Freddie Mac's Home Value Explorer ®. We can also provide flood zone determinations with either basic or life of loan service for your lending needs.
For loan closings, United One's legal and operations team handles a wide variety of title insurance and settlement services. Or if title insurance is not required, try our Mortgage Filing and Bringdown service - an insured, time-saving process for recording your mortgages at a local courthouse.
Finally, United One can assist you in the collection of mortgage or home equity loans. All of our risk management information services, including credit reports, appraisals, automated valuation models and current owner property reports, can be used for collection purposes. We can also provide courthouse record services like judgment searches to provide you with additional information for loan collection.