As an active participant in the lending community since 1918, United One is concerned about the privacy of the customer and consumer data we handle during the course of our normal business operations. We maintain physical, electronic, and procedural safeguards that comply with appropriate federal and state regulations and to safeguard non-public, personal information. Specifically, United One Resources has adopted the following guidelines to address these areas of public concern.

1. As a reseller of credit reports from Experian, Equifax and Trans Union, United One Resources is regulated by the Fair Credit Reporting Act, the Gramm-Leach- Bliley Act as well as by relevant State Laws. United One will follow all appropriate regulations outlined in these acts in dealing with our customers and consumers in issues related to consumer and commercial credit information. Our customers are required, as part of their service agreements with us, to provide adequate safeguards against the improper use of credit reporting information at their locations.
   
   
2. United One does not disclose, either directly or indirectly, to any person, firm or corporation, information of any kind, nature or description concerning matters affecting or relating to the business of its clients or consumers unless it is required as a normal course of business.
   
   
3. During our normal course of business, United One may send personally identifiable information about consumers to other companies or people when:
   1. We have our customers' or consumers' consent to share information;
   2. We need to share this information with other relevant third parties to provide the product or service requested;
   3. We need to send the information to companies who work on behalf of United One to provide a product or service to our customers;
   4. We respond to subpoenas, court orders or legal process.
   
   
   
4. United One software and websites that contain nonpublic information are password protected and utilize advanced data security measures to ensure the integrity and safety of our data.
   
   
5. The relevant staff of United One is trained and updated on data privacy and security measures as a normal business procedure.

United One believes our industry experience, product knowledge and operating procedures are more than adequate to comply with all relevant legal and compliance measures for security and privacy. If you have any questions or need more information on the guidelines outlined in this notice, please contact our Sales Department at 570-824-7811, ext. 2834.